Property prices have soared in recent months, so now more than ever it’s important to understand how to negotiate like a pro when it comes to your Spring property purchase. Here are our top tips.
Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your home loan, which reduces the amount of interest you pay.
You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s explore how you could make this dream a reality.
A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high.
Nearly 70% of Australians have a credit card, but how many know how credit cards can affect your loan eligibility?
As the winter property season and end of financial year (EOFY) are upon us, the Australian property market would usually slow down during the cooler months, but experts say with current buyer demand and low interest rates, we are in for a stronger-than-usual winter season.
With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so.
With a home loan, clients tend to just ‘set and forget’. But it’s sensible to review your home loan every two to three years.
The role of a mortgage broker is to guide you through the home loan journey and help you choose the right product or feature for you.
The great thing about equity is that you can release it as a loan, secured against your home, at low residential interest rates, to do things like a renovation, invest in property or shares, start a business, buy a car, go on a holiday or consolidate other debts.
What you do with it is up to you.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
Your Future First ABN 59 914 600 245 Credit Representative Number 503507 is authorised under Australian Credit Licence Number 389328
