Interest rates remain at a record low currently, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings remain low compared to last year, which means that as a buyer, there may be more competition for properties this spring.
Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value to your property.
During challenging times, we all desire for the peace of mind that comes from knowing you, your family and your home are protected against unforeseen events. Insurance provides protection against short term financial hardship and set-backs that could have a serious long term effect on your future financial security.
Found the perfect home or investment property, but unsure about the price tag? It’s the eternal question faced by property hunters: what is a fair sale price?
No one wants to pay more than the market value for a property, so how do you ensure you’re getting a good deal? Here are some tips.
These days, there are many ways to obtain a home loan. You can walk into your nearest bank branch or trawl through internet sites for countless online options OR you can seek out the expertise of a mortgage broker. So why consider using a mortgage broker and how can
If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. It not only saves you time on your property search but also protects you from overspending at an auction.
There are a number of reasons why an interest-only loan could be right for you. It is a loan feature that serves a specific purpose for your specific circumstances and financial situation. Here are some of the pros and cons of interest-only loans.
In the last 12 months, the RBA has announced 5 interest rate cuts. Tens of thousands of Aussies have taken the Treasurer’s advice to “shop around and get the best possible deal”. Around the country we’ve have recorded spikes in home loan, investment loan and refinance borrower enquiries following the announcements.
Many people have previously dreamed about working from the comfort of their home to avoid commuting and have more time for themselves and their family. However, working remotely is not always as easy as it sounds. Sure, you are at home, but some will find it’s hard to actually get work done.
We’re living in a world of rapid change, where interest rates can go up and down, new lenders emerge and more competitive products become available so keeping the same home loan for 30 years could cost you more money than you need to spend.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
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