You’ve found your dream property, had your offer accepted, and now there’s just one last yet very important milestone to achieve – settlement day. The anticipation has been building for weeks! Are you ready for the big day?

An investment property is a business, so it is important to manage it properly in order to achieve financial success. One of the first decisions you’ll need to make is whether to manage it yourself or hire a property manager.

Pre-approval confirms you’re eligible to apply for a home loan up to a certain amount. Essentially, the lender checks your financial circumstances to decide if you’ll meet their criteria and can afford to repay a mortgage. It is also a recommended first step to your property search because of the numerous benefits it can give you.

For most of us, it’s easy to form a sentimental attachment to our home. However, there may come a time when we either outgrow the property or would like to make changes. Sometimes these circumstances can make it difficult to decide whether to relocate or renovate.

Buying your first home or investment property is exciting! Like planning for a holiday, you start researching about the fun things you want to do. Out of excitement, you also start looking up other activities not in the original plan, instead of researching the basics, like accommodation and transportation options.

Happy new year! How are your new year’s resolutions looking so far? Have you taken the first step to achieving your goals during the first few days of 2020?

Buying your first home is an exciting time! But like any first-timer, it is also easy to make mistakes. As a mortgage broker, I am dedicated to helping you have a smooth, and even enjoyable, time throughout the home buying and settlement process.

Looking to buy an investment property? Finding the right location is crucial to the success of your investment. Here are our top tips to help you choose the right spot.

Many homeowners and investors have been rejoicing recently following the Reserve Bank of Australia’s (RBA) decision to cut the cash rate to an historic low of 0.75% last month.
If you’re confused about what the cash rate is and how it affects your mortgage, you’re not alone.

Did you know there have been important changes to credit reporting in Australia? These changes could impact your ability to take out a home loan, so it’s important to be aware of them.