The Your Future First Blog

You might be surprised to learn that you don’t need a hefty bank balance to dive into the property market. Let’s explore how you could make this dream a reality.

A lot has changed in the past year, especially when it comes to the economy. Interest rates and the cost of living are up, with more rate hikes forecast for 2023 as inflation remains stubbornly high.

Redraw facilities and offset accounts work in a similar way – they both effectively allow you to reduce the balance of your home loan, which reduces the amount of interest you pay.

Property prices have soared in recent months, so now more than ever it’s important to understand how to negotiate like a pro when it comes to your Spring property purchase. Here are our top tips.

Nearly 70% of Australians have a credit card, but how many know how credit cards can affect your loan eligibility?

As the winter property season and end of financial year (EOFY) are upon us, the Australian property market would usually slow down during the cooler months, but experts say with current buyer demand and low interest rates, we are in for a stronger-than-usual winter season.

With a home loan it’s easy to just ‘set and forget’. But it’s sensible to review your home loan every two to three years or so.

With a home loan, clients tend to just ‘set and forget’. But it’s sensible to review your home loan every two to three years.