The Your Future First Blog

Interest rates remain at a record low currently, and the property market is expected to heat up as we enter spring despite the economic challenges due to the pandemic. Listings remain low compared to last year, which means that as a buyer, there may be more competition for properties this spring.

Successful property renovators know the key to a successful renovation is to use the space you have wisely. Renovating areas like the kitchen, living room and dining area to create more space and storage can not only make your home more liveable, it may also add value to your property.

During challenging times, we all desire for the peace of mind that comes from knowing you, your family and your home are protected against unforeseen events. Insurance provides protection against short term financial hardship and set-backs that could have a serious long term effect on your future financial security.

Found the perfect home or investment property, but unsure about the price tag? It’s the eternal question faced by property hunters: what is a fair sale price?
No one wants to pay more than the market value for a property, so how do you ensure you’re getting a good deal? Here are some tips.

If you are considering making that next property purchase, it is recommended to get a home loan pre-approval first. It not only saves you time on your property search but also protects you from overspending at an auction.

There are a number of reasons why an interest-only loan could be right for you. It is a loan feature that serves a specific purpose for your specific circumstances and financial situation. Here are some of the pros and cons of interest-only loans.